Terms of Use
The rules for using mobiloansonline.com and our free loan-matching service.
Acceptance of these terms
These Terms of Use govern your use of mobiloansonline.com and the services provided by [Company legal name], doing business as mobiloans. By using our website or submitting a request, you agree to these terms and our Privacy Policy. If you don't agree, please don't use our services.
Our service
mobiloans is a free loan-matching service. We are not a lender, we don't make credit decisions, and we're not an agent, representative or broker of any lender. We don't endorse any particular lender or loan product.
- Submitting a request doesn't guarantee you'll be matched with a lender or approved for a loan.
- Loan terms, rates and fees are set by lenders and disclosed to you before you accept.
- Not all lenders offer amounts up to $5,000, and loans aren't available in all states.
Eligibility
You must be at least 18 years old (19 in Alabama and Nebraska, 21 in Mississippi), a U.S. resident and legally able to enter into a contract to use our service.
Information you provide
You agree to provide accurate, current and complete information and to submit requests only for yourself. You authorize us to share your information with lenders, lending networks and service providers as described in our Privacy Policy, and you authorize them to verify your information, including through consumer reporting agencies.
Electronic communications and consent
You consent to receive communications, disclosures and records electronically. If you provide your phone number and consent, you agree that mobiloans, lenders and partners may contact you at that number, including by autodialed calls, prerecorded messages and text messages. Consent isn't a condition of any purchase or loan. Reply STOP to opt out of texts.
Prohibited uses
- Submitting false, misleading or someone else's information.
- Using automated tools to access or scrape the website.
- Interfering with the security or operation of the website.
- Using the service for any unlawful purpose.
Third-party websites
Our site links to lender and third-party websites. We don't control and aren't responsible for their content, terms or privacy practices. Your relationship with any lender is governed by your agreement with that lender.
Intellectual property
The website, including text, graphics, logos and software, is owned by mobiloans or its licensors and protected by intellectual property laws. You may view it for personal, non-commercial use only.
Disclaimers
Our website and service are provided "as is" and "as available." Content is for general information and isn't financial, legal or tax advice. To the fullest extent permitted by law, we disclaim all warranties, express or implied.
Limitation of liability
To the fullest extent permitted by law, mobiloans won't be liable for indirect, incidental, special or consequential damages, or for any loan, offer or action of a lender. Our total liability for any claim relating to the service won't exceed $100.
Indemnification
You agree to indemnify and hold mobiloans harmless from claims arising from your misuse of the service or violation of these terms.
Dispute resolution
[Insert your dispute resolution terms, such as informal resolution, binding individual arbitration and class action waiver, with an opt-out process, as advised by counsel.]
Governing law
These terms are governed by the laws of [State], without regard to conflict-of-law rules, and applicable federal law.
Changes
We may update these terms. Continued use after changes take effect means you accept the updated terms.
Contact
Questions about these terms? Email [email protected] or write to [Company legal name], 2000 Example Parkway, Suite 300, Austin, TX 78701.