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Privacy Policy

How mobiloans collects, uses, shares and protects your personal information.

Effective [Month Day, Year]Applies to mobiloansonline.comU.S. residents

Overview

This Privacy Policy explains how [Company legal name], doing business as mobiloans ("mobiloans," "we," "us"), collects, uses, shares and protects personal information when you visit mobiloansonline.com or submit a loan request. mobiloans is a loan-matching service, not a lender.

In short: we collect the information needed to match your request with lenders, we share it with lenders and service providers that may be able to serve you, and you can opt out of the sale or sharing of your information at any time.

Information we collect

CategoryExamples
IdentifiersName, address, email, phone number, date of birth, IP address
Government identifiersSocial Security number or ITIN, driver's license or state ID number
Financial informationRequested loan amount, bank routing and account numbers, income, pay frequency
Employment informationEmployer name, income source, length of employment
Device and usage dataBrowser type, device identifiers, pages viewed, referring site, cookies and similar technologies
CommunicationsMessages you send us and your communication preferences

We collect this information directly from you, automatically when you use our site, and from service providers that help us verify identity and prevent fraud.

How we use information

  • Matching your request with lenders in our network that may be able to serve you.
  • Verifying identity and preventing fraud, including detecting duplicate or fraudulent requests.
  • Communicating with you about your request, including by email, phone and text message where you've consented.
  • Operating and improving our website, analytics and security.
  • Complying with law and responding to legal requests.

How we share information

We share personal information with:

  • Lenders and lending partners in our network, and networks that connect us with lenders, so they can review your request and contact you with offers.
  • Service providers that host our site, verify identity, prevent fraud, send communications or provide analytics, under contracts that limit their use of your data.
  • Legal and safety recipients when required by law or to protect rights, property or safety.
  • Business transfers in connection with a merger, acquisition or sale of assets.

Lenders that receive your information use it according to their own privacy policies, which they'll provide to you.

Sale and sharing of personal information

Because lenders and partners may compensate us when we share your request, this may be considered a "sale" or "sharing" of personal information under some state privacy laws. You can opt out at any time on our Do Not Sell or Share My Personal Information page. We also honor Global Privacy Control (GPC) signals sent by your browser as a valid opt-out request.

Calls, texts and email

If you provide consent, lenders and partners may contact you by phone, including autodialed calls and prerecorded messages, and by text message at the number you provide. Consent is not a condition of receiving a loan. You can opt out of texts by replying STOP, and of marketing emails by using the unsubscribe link in any email. Message and data rates may apply.

Cookies and tracking

We use cookies, pixels and similar technologies to keep our site working, remember preferences, measure performance and, where permitted, support advertising. You can control cookies through your browser settings. Blocking some cookies may affect how our site works.

Data security and retention

We use administrative, technical and physical safeguards, including encryption in transit, to protect personal information. No system is completely secure. We keep personal information only as long as needed for the purposes described here, to meet legal obligations, resolve disputes and enforce agreements.

Your privacy rights

Depending on where you live, including California, Colorado, Connecticut, Virginia and other states with consumer privacy laws, you may have the right to:

  • Know and access the personal information we've collected about you.
  • Correct inaccurate personal information.
  • Delete personal information, subject to legal exceptions.
  • Opt out of the sale or sharing of personal information and of targeted advertising.
  • Limit the use of sensitive personal information.
  • Not be discriminated against for exercising your rights.

To make a request, visit our privacy request page or email [email protected]. We'll verify your identity before fulfilling access, correction or deletion requests. You may use an authorized agent. If we deny your request, you may appeal by replying to our response.

Information covered by other laws

Some information that lenders collect is governed by the federal Gramm-Leach-Bliley Act and the lender's own privacy notice. State privacy rights described above may not apply to that information.

Children

Our service is intended only for adults. We don't knowingly collect personal information from anyone under 18.

Changes to this policy

We may update this policy from time to time. We'll post the updated version with a new effective date, and notify you of material changes as required by law.

Contact us

Company[Company legal name]
Address2000 Example Parkway, Suite 300, Austin, TX 78701
Email[email protected]
Phone(888) 555-0142